/* ===== CSS VARIABLES (Law Nerd Branding) ===== */
:root {
  --navy: #2c3e50;
  --navy-dark: #1a252f;
  --navy-deeper: #0f171e;
  --gold: #c9a66b;
  --gold-light: #d4b87c;
  --gold-muted: rgba(201, 166, 107, 0.15);
  --teal: #006d77;
  --terracotta: #b25045;
  --warm-gray: #a59e8c;
  --off-white: #f6f6f4;
  --light-cream: #faf9f7;
  --near-black: #111111;
  --white: #ffffff;
  --max-width: 1200px;
  --max-width-narrow: 920px;
  --header-height: 80px;
  --font-heading: 'Cormorant Garamond', serif;
  --font-body: 'Inter', sans-serif;
}

/* ===== RESET ===== */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: var(--header-height);
}

body {
  font-family: var(--font-body);
  font-weight: 400;
  color: var(--near-black);
  line-height: 1.6;
  overflow-x: hidden;
  font-size: 16px;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

h1, h2, h3, h4 {
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: 1.2;
}

/* ===== HEADER ===== */
#site-header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid transparent;
  transition: all 0.3s ease;
}

#site-header.scrolled {
  box-shadow: 0 1px 20px rgba(0, 0, 0, 0.08);
  border-bottom-color: rgba(201, 166, 107, 0.2);
}

.header-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 24px;
  height: var(--header-height);
  gap: 16px;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.logo {
  height: 50px;
  width: auto;
  transition: transform 0.3s ease;
}

#site-header.scrolled .logo {
  transform: scale(0.88);
}

.logo-text {
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 1.5px;
  white-space: nowrap;
}

.logo-llc {
  font-weight: 400;
  color: var(--gold);
  font-size: 15px;
}

.main-nav {
  display: flex;
  gap: 24px;
  align-items: center;
  flex: 1;
  justify-content: center;
}

.main-nav a {
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 500;
  color: var(--navy);
  padding: 8px 0;
  position: relative;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  transition: color 0.3s ease;
  white-space: nowrap;
}

.main-nav a:not(.nav-cta)::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gold);
  transition: width 0.3s ease;
}

.main-nav a:hover {
  color: var(--gold);
}

.main-nav a:not(.nav-cta):hover::after {
  width: 100%;
}

.nav-cta {
  background: var(--gold);
  color: var(--white) !important;
  padding: 10px 20px !important;
  border-radius: 4px;
  font-size: 12px !important;
  letter-spacing: 1px !important;
  transition: background 0.3s ease !important;
}

.nav-cta:hover {
  background: var(--navy) !important;
}

.lang-toggle {
  background: transparent;
  border: 1.5px solid var(--gold);
  color: var(--gold);
  padding: 7px 14px;
  border-radius: 4px;
  font-family: var(--font-body);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 1px;
  cursor: pointer;
  transition: all 0.3s ease;
  text-transform: uppercase;
}

.lang-toggle:hover {
  background: var(--gold);
  color: var(--white);
}

.lang-toggle.desktop-only {
  display: inline-block;
}

.header-right-mobile {
  display: none;
  align-items: center;
  gap: 12px;
}

/* Hamburger */
.hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  width: 28px;
  height: 22px;
  position: relative;
  z-index: 1001;
}

.hamburger span {
  display: block;
  width: 100%;
  height: 2px;
  background: var(--navy);
  position: absolute;
  left: 0;
  transition: 0.3s ease;
}

.hamburger span:nth-child(1) { top: 0; }
.hamburger span:nth-child(2) { top: 10px; }
.hamburger span:nth-child(3) { top: 20px; }

/* Mobile nav */
.mobile-nav-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.5);
  z-index: 1100;
}

.mobile-nav-overlay.active {
  display: block;
}

.mobile-nav {
  position: fixed;
  top: 0;
  right: -320px;
  width: 320px;
  height: 100%;
  background: var(--white);
  z-index: 1200;
  padding: 24px;
  transition: right 0.3s ease;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.mobile-nav.active {
  right: 0;
}

.mobile-nav-close {
  align-self: flex-end;
  background: none;
  border: none;
  font-size: 32px;
  color: var(--navy);
  cursor: pointer;
  line-height: 1;
}

.mobile-nav-logo {
  width: 80px;
  margin: 0 auto 20px;
}

.mobile-nav-link {
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: 600;
  color: var(--navy);
  padding: 14px 0;
  border-bottom: 1px solid var(--off-white);
  transition: color 0.2s;
}

.mobile-nav-link:hover {
  color: var(--gold);
}

.mobile-nav-link.nav-cta {
  background: var(--gold);
  color: var(--white) !important;
  text-align: center;
  border-radius: 4px;
  padding: 14px;
  margin-top: 8px;
  border-bottom: none;
}

/* ===== HERO (Free Will Specific) ===== */
.fw-hero {
  position: relative;
  min-height: 90vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  overflow: hidden;
  padding: var(--header-height) 0 60px;
}

.fw-hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.fw-hero-bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.fw-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    160deg,
    rgba(15, 23, 30, 0.95) 0%,
    rgba(44, 62, 80, 0.88) 40%,
    rgba(0, 109, 119, 0.4) 100%
  );
  z-index: 1;
}

.fw-hero-content {
  position: relative;
  z-index: 2;
  max-width: 820px;
  padding: 60px 24px 40px;
}

.fw-badge {
  display: inline-block;
  background: rgba(201, 166, 107, 0.15);
  border: 1.5px solid var(--gold);
  color: var(--gold);
  padding: 8px 20px;
  border-radius: 100px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  margin-bottom: 28px;
}

.fw-hero h1 {
  font-size: 64px;
  color: var(--white);
  margin-bottom: 20px;
  letter-spacing: 1px;
  font-weight: 600;
}

.fw-hero-subtitle {
  font-size: 19px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.6;
  margin-bottom: 36px;
  font-weight: 300;
}

.fw-hero-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 44px;
}

.fw-hero-trust {
  display: flex;
  gap: 28px;
  justify-content: center;
  flex-wrap: wrap;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.85);
}

.fw-trust-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.fw-check {
  color: var(--gold);
  font-size: 16px;
  font-weight: 700;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 600;
  padding: 14px 32px;
  border: none;
  border-radius: 4px;
  cursor: pointer;
  transition: all 0.3s ease;
  letter-spacing: 1px;
  text-transform: uppercase;
  text-decoration: none;
  text-align: center;
}

.btn-lg {
  padding: 18px 44px;
  font-size: 15px;
}

.btn-primary {
  background: var(--gold);
  color: var(--white);
}

.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(201, 166, 107, 0.4);
}

.btn-outline-light {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255, 255, 255, 0.45);
}

.btn-outline-light:hover {
  border-color: var(--gold);
  color: var(--gold);
}

.btn-secondary {
  background: var(--navy);
  color: var(--white);
}

.btn-secondary:hover {
  background: var(--navy-dark);
}

.btn-text {
  background: transparent;
  color: var(--navy);
  padding: 10px 20px;
  text-transform: none;
  letter-spacing: 0.5px;
  font-size: 14px;
}

.btn-text:hover {
  color: var(--gold);
}

.btn-full {
  width: 100%;
}

/* ===== SECTIONS ===== */
.section {
  padding: 90px 0;
}

.section-light {
  background: var(--white);
}

.section-warm {
  background: var(--off-white);
}

.section-dark-warm {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: var(--white);
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.section-label {
  display: block;
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 3px;
  color: var(--gold);
  margin-bottom: 12px;
}

.section-label-center {
  text-align: center;
}

.section-title {
  text-align: center;
  font-size: 44px;
  color: var(--navy);
  margin-bottom: 8px;
  font-weight: 600;
}

.accent-bar {
  width: 50px;
  height: 3px;
  background: var(--gold);
  margin: 16px 0 28px;
}

.accent-bar-center {
  margin: 16px auto 50px;
}

/* ===== WHY MESSAGE BOX ===== */
.fw-message-box {
  display: flex;
  gap: 28px;
  align-items: flex-start;
  background: var(--off-white);
  border-left: 5px solid var(--gold);
  border-radius: 0 12px 12px 0;
  padding: 36px 40px;
  max-width: 920px;
  margin: 0 auto;
}

.fw-message-icon {
  width: 56px;
  height: 56px;
  flex-shrink: 0;
  background: var(--gold);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.fw-message-icon svg {
  width: 30px;
  height: 30px;
}

.fw-message-box h2 {
  font-size: 28px;
  color: var(--navy);
  margin-bottom: 12px;
}

.fw-message-box p {
  font-size: 16px;
  line-height: 1.7;
  color: #555;
}

/* ===== STEPS ===== */
.fw-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 36px;
  margin-bottom: 56px;
}

.fw-step {
  text-align: center;
  padding: 36px 28px;
  background: var(--white);
  border-radius: 8px;
  border-top: 4px solid var(--gold);
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
  transition: all 0.4s ease;
}

.fw-step:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 36px rgba(0, 0, 0, 0.08);
}

.fw-step-num {
  width: 56px;
  height: 56px;
  background: var(--gold);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-size: 26px;
  font-weight: 700;
  margin: 0 auto 20px;
}

.fw-step h3 {
  font-size: 22px;
  color: var(--navy);
  margin-bottom: 12px;
}

.fw-step p {
  font-size: 15px;
  color: #555;
  line-height: 1.7;
}

.fw-cta-row {
  text-align: center;
}

/* ===== WHAT YOU GET GRID ===== */
.fw-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  max-width: 920px;
  margin: 0 auto;
}

.fw-card {
  background: var(--off-white);
  border-radius: 8px;
  padding: 32px;
  transition: all 0.3s ease;
  border-left: 4px solid var(--gold);
}

.fw-card:hover {
  background: var(--white);
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.08);
  transform: translateY(-3px);
}

.fw-card-icon {
  font-size: 36px;
  margin-bottom: 16px;
}

.fw-card h3 {
  font-size: 22px;
  color: var(--navy);
  margin-bottom: 12px;
}

.fw-card p {
  font-size: 15px;
  color: #555;
  line-height: 1.7;
}

/* ===== WARNING BOX ===== */
.fw-warning-box {
  max-width: 820px;
  margin: 0 auto;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(201, 166, 107, 0.3);
  border-left: 5px solid var(--gold);
  border-radius: 8px;
  padding: 44px 48px;
}

.fw-warning-box h2 {
  font-size: 32px;
  color: var(--gold);
  margin-bottom: 20px;
}

.fw-warning-box p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 16px;
  line-height: 1.7;
  margin-bottom: 18px;
}

.fw-warning-list {
  margin: 18px 0 28px;
}

.fw-warning-list li {
  padding: 9px 0 9px 28px;
  position: relative;
  color: rgba(255, 255, 255, 0.9);
  font-size: 15px;
  line-height: 1.6;
}

.fw-warning-list li::before {
  content: '!';
  position: absolute;
  left: 0;
  top: 9px;
  width: 18px;
  height: 18px;
  background: var(--gold);
  color: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
}

/* ===== FAQ / ACCORDION ===== */
.fw-faq-container {
  max-width: 820px;
}

.accordion {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.accordion-item {
  border-radius: 6px;
  overflow: hidden;
}

.accordion-header {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 20px 26px;
  background: var(--off-white);
  border: none;
  cursor: pointer;
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: 600;
  color: var(--navy);
  text-align: left;
  transition: background 0.2s ease;
}

.accordion-header:hover {
  background: rgba(201, 166, 107, 0.12);
}

.accordion-arrow {
  width: 30px;
  height: 30px;
  min-width: 30px;
  border-radius: 50%;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform 0.3s ease;
  position: relative;
}

.accordion-arrow::after {
  content: '';
  width: 7px;
  height: 7px;
  border-right: 2px solid var(--white);
  border-bottom: 2px solid var(--white);
  transform: rotate(45deg);
  position: relative;
  top: -2px;
}

.accordion-header[aria-expanded="true"] .accordion-arrow {
  transform: rotate(180deg);
}

.accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
  background: var(--white);
}

.accordion-body p {
  padding: 22px 26px;
  font-size: 15px;
  line-height: 1.75;
  color: #555;
}

.accordion-item.active .accordion-body {
  max-height: 600px;
}

/* ===== FINAL CTA ===== */
.section-cta-simple {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  text-align: center;
  padding: 80px 0;
}

.section-cta-simple h2 {
  font-size: 42px;
  color: var(--navy);
  margin-bottom: 12px;
}

.section-cta-simple p {
  color: var(--navy-dark);
  font-size: 18px;
  margin-bottom: 32px;
}

.section-cta-simple .btn-primary {
  background: var(--navy);
}

.section-cta-simple .btn-primary:hover {
  background: var(--navy-dark);
  box-shadow: 0 6px 20px rgba(15, 23, 30, 0.3);
}

/* ===== FOOTER ===== */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255, 255, 255, 0.7);
  padding: 60px 0 0;
}

.footer-grid-fw {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1.5fr;
  gap: 48px;
  padding-bottom: 44px;
}

.footer-logo {
  width: 60px;
  margin-bottom: 16px;
  border-radius: 50%;
}

.footer-tagline {
  font-family: var(--font-heading);
  font-size: 22px;
  font-weight: 600;
  color: var(--gold);
  margin-bottom: 8px;
}

.footer-desc {
  font-size: 13px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.55);
}

.footer-col h4 {
  font-family: var(--font-heading);
  font-size: 19px;
  font-weight: 600;
  margin-bottom: 18px;
  color: var(--white);
}

.footer-col a {
  display: block;
  padding: 5px 0;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.55);
  transition: color 0.2s;
}

.footer-col a:hover {
  color: var(--gold);
}

.footer-disclaimer {
  font-size: 12px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.45);
  margin-bottom: 14px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 18px 24px;
  text-align: center;
}

.footer-bottom p {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.4);
}

/* ====================================================== */
/* ===== WIZARD PAGE STYLES ============================= */
/* ====================================================== */

body.wizard-page {
  background: var(--off-white);
}

.wizard-shell {
  padding: 120px 0 80px;
  min-height: 100vh;
}

.wizard-container {
  max-width: 760px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Progress bar */
.wizard-progress {
  background: var(--white);
  border-radius: 8px;
  padding: 18px 28px;
  margin-bottom: 28px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}

.progress-track {
  height: 6px;
  background: var(--off-white);
  border-radius: 100px;
  overflow: hidden;
  margin-bottom: 12px;
}

.progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 100px;
  transition: width 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

.progress-label {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: #888;
  font-weight: 500;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

/* Wizard step card */
.wizard-step {
  background: var(--white);
  border-radius: 12px;
  padding: 44px;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.06);
  display: none;
}

.wizard-step.active {
  display: block;
  animation: fadeIn 0.4s ease;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

.step-num-badge {
  display: inline-block;
  background: var(--gold-muted);
  color: var(--gold);
  padding: 4px 14px;
  border-radius: 100px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 14px;
}

.wizard-step h2 {
  font-size: 32px;
  color: var(--navy);
  margin-bottom: 10px;
  font-weight: 600;
}

.wizard-step .step-intro {
  font-size: 15px;
  color: #666;
  line-height: 1.7;
  margin-bottom: 28px;
}

.wizard-step .step-intro strong {
  color: var(--navy);
}

/* Form fields */
.field-group {
  margin-bottom: 22px;
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 22px;
}

.field-row-3 {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 80px;
  gap: 12px;
  margin-bottom: 12px;
}

.field-label {
  display: block;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
  letter-spacing: 0.3px;
}

.field-helper {
  display: block;
  font-size: 12px;
  color: #888;
  margin-top: 4px;
  font-style: italic;
}

input[type="text"],
input[type="email"],
input[type="tel"],
select,
textarea {
  width: 100%;
  padding: 12px 14px;
  background: var(--white);
  border: 1.5px solid #ddd;
  border-radius: 6px;
  color: var(--near-black);
  font-family: var(--font-body);
  font-size: 15px;
  transition: border-color 0.2s ease;
}

input:focus,
select:focus,
textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201, 166, 107, 0.12);
}

textarea {
  resize: vertical;
  font-family: var(--font-body);
  min-height: 90px;
}

/* Choice cards (for branching questions) */
.choice-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 18px;
}

.choice-card {
  display: block;
  padding: 24px;
  background: var(--off-white);
  border: 2px solid transparent;
  border-radius: 8px;
  cursor: pointer;
  transition: all 0.25s ease;
  text-align: center;
}

.choice-card input {
  display: none;
}

.choice-card:hover {
  border-color: var(--gold-light);
  background: rgba(201, 166, 107, 0.05);
}

.choice-card.selected,
.choice-card input:checked + .choice-card-content,
.choice-card:has(input:checked) {
  border-color: var(--gold);
  background: rgba(201, 166, 107, 0.08);
  box-shadow: 0 4px 14px rgba(201, 166, 107, 0.12);
}

.choice-card-icon {
  font-size: 36px;
  margin-bottom: 10px;
}

.choice-card-title {
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 4px;
}

.choice-card-desc {
  font-size: 13px;
  color: #666;
  line-height: 1.5;
}

/* Repeatable rows (children, beneficiaries, etc.) */
.repeater {
  margin-bottom: 16px;
}

.repeater-row {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 100px auto;
  gap: 10px;
  margin-bottom: 10px;
  align-items: end;
}

.repeater-row-2col {
  display: grid;
  grid-template-columns: 1fr 1fr auto;
  gap: 10px;
  margin-bottom: 10px;
  align-items: end;
}

.repeater-row input {
  padding: 10px 12px;
  font-size: 14px;
}

.btn-remove {
  background: transparent;
  border: 1.5px solid #ddd;
  color: #999;
  padding: 10px 12px;
  border-radius: 6px;
  cursor: pointer;
  font-size: 18px;
  line-height: 1;
  transition: all 0.2s ease;
  height: 42px;
}

.btn-remove:hover {
  border-color: var(--terracotta);
  color: var(--terracotta);
  background: rgba(178, 80, 69, 0.05);
}

.btn-add {
  background: transparent;
  border: 1.5px dashed var(--gold);
  color: var(--gold);
  padding: 10px 18px;
  border-radius: 6px;
  cursor: pointer;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.5px;
  transition: all 0.2s ease;
}

.btn-add:hover {
  background: rgba(201, 166, 107, 0.08);
  border-style: solid;
}

/* Checkbox / radio styling */
.check-list-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 8px;
}

.check-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 12px 14px;
  background: var(--off-white);
  border-radius: 6px;
  cursor: pointer;
  transition: background 0.2s;
}

.check-item:hover {
  background: rgba(201, 166, 107, 0.06);
}

.check-item input[type="checkbox"],
.check-item input[type="radio"] {
  width: 18px;
  height: 18px;
  accent-color: var(--gold);
  margin-top: 2px;
  flex-shrink: 0;
}

.check-item-text {
  font-size: 14px;
  line-height: 1.5;
  color: #444;
}

/* Wizard navigation */
.wizard-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 36px;
  padding-top: 24px;
  border-top: 1px solid #eee;
}

.wizard-nav .btn {
  min-width: 140px;
}

.wizard-nav-empty {
  visibility: hidden;
}

/* Section dividers within step */
.subsection-header {
  margin: 28px 0 14px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--gold);
}

.subsection-header h3 {
  font-size: 20px;
  color: var(--navy);
}

.subsection-intro {
  font-size: 14px;
  color: #666;
  margin-bottom: 14px;
  line-height: 1.6;
  font-style: italic;
}

/* Disclaimer box */
.disclaimer-box {
  background: rgba(178, 80, 69, 0.06);
  border: 1px solid rgba(178, 80, 69, 0.25);
  border-radius: 8px;
  padding: 20px 24px;
  margin: 24px 0;
}

.disclaimer-box h4 {
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--terracotta);
  margin-bottom: 10px;
}

.disclaimer-box p,
.disclaimer-box li {
  font-size: 14px;
  color: #444;
  line-height: 1.65;
  margin-bottom: 8px;
}

.disclaimer-box ul {
  padding-left: 20px;
  list-style: disc;
  margin: 8px 0;
}

/* Success / Done step */
.wizard-success {
  text-align: center;
  padding: 40px 20px;
}

.wizard-success-icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 24px;
  background: var(--gold);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 40px;
}

.wizard-success h2 {
  font-size: 36px;
  color: var(--navy);
  margin-bottom: 12px;
}

.wizard-success p {
  font-size: 16px;
  color: #555;
  line-height: 1.7;
  margin-bottom: 24px;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
}

.wizard-success-actions {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  margin: 32px 0;
}

/* Error message */
.field-error {
  color: var(--terracotta);
  font-size: 12px;
  margin-top: 5px;
  display: none;
}

.field-error.show {
  display: block;
}

input.error,
select.error,
textarea.error {
  border-color: var(--terracotta);
}

.alert {
  padding: 14px 18px;
  border-radius: 6px;
  margin-bottom: 20px;
  font-size: 14px;
}

.alert-error {
  background: rgba(178, 80, 69, 0.08);
  border-left: 3px solid var(--terracotta);
  color: #8a3a32;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .section { padding: 64px 0; }
  .fw-hero h1 { font-size: 48px; }
  .fw-steps { grid-template-columns: 1fr; gap: 20px; }
  .fw-grid { grid-template-columns: 1fr; }
  .footer-grid-fw { grid-template-columns: 1fr; gap: 32px; }
}

@media (max-width: 768px) {
  :root { --header-height: 64px; }
  .main-nav { display: none; }
  .header-right-mobile { display: flex; }
  .lang-toggle.desktop-only { display: none; }
  .hamburger { display: block; }
  .logo-text { font-size: 17px; }
  .logo-llc { font-size: 13px; }
  .logo { height: 42px; }

  .fw-hero h1 { font-size: 34px; }
  .fw-hero-subtitle { font-size: 16px; }
  .fw-hero-trust { gap: 14px; font-size: 13px; }
  .fw-hero-content { padding: 30px 18px 30px; }

  .section-title { font-size: 30px; }
  .fw-message-box { flex-direction: column; padding: 28px 24px; }
  .fw-warning-box { padding: 28px 24px; }
  .fw-warning-box h2 { font-size: 24px; }

  .accordion-header { font-size: 16px; padding: 16px 18px; }
  .accordion-body p { padding: 16px 18px; font-size: 14px; }

  .section-cta-simple h2 { font-size: 30px; }
  .section-cta-simple p { font-size: 16px; }

  .wizard-shell { padding: 90px 0 60px; }
  .wizard-step { padding: 28px 22px; }
  .wizard-step h2 { font-size: 24px; }
  .field-row { grid-template-columns: 1fr; gap: 14px; }
  .field-row-3 { grid-template-columns: 1fr 1fr; }
  .repeater-row { grid-template-columns: 1fr 1fr; }
  .choice-grid { grid-template-columns: 1fr; }
  .wizard-nav { flex-direction: column-reverse; gap: 12px; }
  .wizard-nav .btn { width: 100%; }
}